Aging FedNow RfP Request for Payments
TodayPayments.com is a leading platform for businesses seeking to automate, reconcile, and control Aging FedNow® and RTP® Request for Payments. From recurring invoice automation to real-time tracking, we turn your payment operations into a frictionless, cash-positive workflow.
Our mission is to empower every business with transparent, real-time control over their invoicing lifecycle — enabling seamless tracking, fulfillment, and reconciliation of FedNow® and RTP® Request for Payments through one unified, automated platform.
What Is Aging FedNow® RfP and Why Businesses Must Pay Attention
Businesses, merchants, and financial account
holders searching for the benefits and features of FedNow®,
specifically “Aging FedNow®
RfP Request for Payments.”
FedNow® RfP Is Real-Time—But Aging Invoices
Still Happen
Real-time payments are transforming business
finance — but even in a world of instant transactions, some
invoices go unpaid, requests linger, and recurring
billing cycles fall behind.
That’s why managing Aging FedNow® Request for Payments (RfP) is critical for businesses and merchants using FedNow® or RTP®. Whether you’re sending static one-time invoices or managing variable recurring billing, TodayPayments.com helps you track, follow up, and reconcile outstanding FedNow® Credits and Debits — with real-time precision and full ISO 20022 support.
In the age of 24/7 payments, the challenge isn’t speed — it’s interoperability, reconciliation, and cash flow visibility. Let's dive into how TodayPayments.com empowers your business to master Aging FedNow® RfP management from invoice to final payment.
Aging FedNow® RfP (Request for Payment) refers to pending or unpaid digital invoices sent through The FedNow® Service or the RTP® Network. These Requests for Payment can be:
- Static (fixed amount, one-time)
- Variable (usage-based, tiered, or conditional)
- Recurring (weekly, monthly, or annual cycles)
When a payer fails to authorize or complete payment, the RfP becomes “aged,” leading to delayed revenue, broken automation, and disjointed cash flow.
Ask us how:
- How to track aging FedNow® RfP invoices for business accounts
- Manage outstanding FedNow® credits and debits through Request for Payment
- Automate variable recurring invoices with FedNow®
- Reconcile unpaid FedNow® and RTP® Requests for Payment
- FedNow® business invoicing solutions for aging RfPs
If your team is still chasing invoices manually or missing reconciliation deadlines, this article is your blueprint for automation, clarity, and control.
Top Benefits of Managing Aging FedNow® RfPs with TodayPayments.com
TodayPayments.com provides a complete suite for FedNow® and RTP® RfP invoicing, aging reports, and real-time reconciliation. Here’s how your business benefits:
📌 Complete Aging Reports on All RfPs
Sort by due date, age, amount, or client — and get alerted before RfPs become stale or overdue.
🔁 Recurring Payment Automation (Static & Variable)
Schedule billing cycles, adjust invoice amounts, and track payer responses — all through FedNow® or RTP®.
💳 FedNow® Credits and Debits in One Place
Monitor both outgoing RfP requests and incoming FedNow® transactions from a unified merchant dashboard.
📲 Real-Time RfP Notifications and Follow-ups
Auto-remind customers via SMS, email, or bank push when their payment authorization is delayed or missed.
🧾 ISO 20022 for Detailed Payment Reconciliation
✅ "FREE" RfP Aging & Real-Time Payments Bank Reconciliation – with all merchants process with us.
To support merchants and finance teams of all sizes, TodayPayments.com offers free downloadable templates, including:
- Aging Accounts Receivable Worksheet: Pre-built with 15, 30, 60, 90+ day tracking
- Bank Reconciliation Templates: Instantly match payments with deposits across batches
- ISO 20022 File Format Samples: Plug-and-play structures for batch uploads and RfP message testing
Use rich structured data to tag transactions, match line-items, and integrate with accounting platforms like QuickBooks and NetSuite.
FedNow®, RTP®, and the Interoperability Advantage for Aging Payments
The truth is, FedNow® and RTP® aren’t competitors — they’re complementary networks. Your business shouldn’t have to choose one or the other.
TodayPayments.com enables you to:
- Accept RfP requests across both FedNow® and RTP®
- Track aging invoices regardless of the network
- Consolidate credits, debits, and recurring schedules into one smart dashboard
Interoperability is the real future — giving your business full coverage, maximum reach, and zero blind spots in invoice lifecycle management.
Implementing a workflow for Aging FedNow Request for Payments (RfP) involves coordinating the process between the payees and your organization. Here's a guide on how you might structure this workflow:
1. Request for Payments (RfP) Initiation:
- Your organization initiates the RfP in QuickBooks Online (QBO) for a particular transaction, specifying the payee, invoice details, and the amount.
2. FedNow Payment Information:
- Include information in the RfP about how payees can make payments using FedNow. This might include FedNow account details, transaction references, or any specific instructions.
3. Notification to Payees:
- QBO sends automated notifications to payees about the RfP, including details about the FedNow payment process. This could be done through email notifications or messages within the QBO portal.
4. Payee Initiation:
- Payees use the FedNow payment information provided in the RfP to initiate instant payments.
- QBO is updated in real-time as payments are initiated and processed through FedNow. The payment status is tracked within QBO.
6. Automated Confirmation:
- Payees receive automated confirmation from QBO once their payments are successfully processed through FedNow.
7. Payment Reconciliation:
- Your organization conducts regular reconciliation between QBO records and bank statements to ensure accuracy.
8. Aging Reports:
- Generate aging reports in QBO to track the status and aging of FedNow payments over time.
Example Workflow:
- RfP Initiation:
- Your organization creates an RfP in QBO for a specific transaction.
- FedNow Information:
- Include FedNow account details and instructions in the RfP.
- Payee Notification:
- Payees receive notifications from QBO about the RfP and details on making payments through FedNow.
- Payee Initiation:
- Payees initiate instant payments using FedNow based on the provided information.
- QBO Updates:
- QBO is updated in real-time as payments are processed through FedNow.
- Automated Confirmation:
- Payees receive automated confirmation from QBO once payments are successfully processed.
- Reconciliation:
- Your organization conducts regular reconciliation between QBO and bank statements.
- Aging Reports:
- Generate aging reports in QBO to track the status and aging of FedNow payments.
Note:
- Communication is Key: Clear communication with payees about the FedNow payment process is crucial. Provide detailed instructions and support channels for any questions they might have.
- Security Measures: Ensure robust security measures are in place to protect sensitive financial information, both within QBO and in your communications with payees.
- Stay Updated: Keep an eye on updates from both Intuit (QBO) and FedNow for any new features or integrations that might enhance this process.
Please note that the specific steps and features might evolve, so it's recommended to check for the latest updates and consult with QBO support or financial professionals for the most accurate and current information.
Don’t Let Aging RfPs Drain Your
Cash Flow
In the world of real-time payments,
visibility and follow-through are everything. If your
business is losing revenue to unfulfilled RfPs or late
recurring payments, it’s time to automate and accelerate.
TodayPayments.com
gives you:
✅ Real-time invoice
tracking and follow-up
✅ Auto-generation of
static and variable recurring FedNow® RfPs
✅ One dashboard for both FedNow®
and RTP® networks
✅ Instant
reconciliation with rich ISO 20022 support
🔗 Upgrade your
receivables strategy with
https://www.TodayPayments.com — and put your aging
FedNow® RfPs back to work.
ACH and both FedNow Instant and Real-Time Payments Request for Payment
ISO 20022 XML Message Versions.
The versions that
NACHA and
The Clearing House Real-Time Payments system for the Response to the Request are pain.013 and pain.014
respectively. Predictability, that the U.S. Federal Reserve, via the
FedNow ® Instant Payments, will also use Request for Payment. The ACH, RTP® and FedNow ® versions are "Credit
Push Payments" instead of "Debit Pull.".
Activation Dynamic RfP Aging and Bank Reconciliation worksheets - only $49 annually
1. Worksheet Automatically Aging for Requests for Payments and Explanations
- Worksheet to determine "Reasons and Rejects Coding" readying for re-sent Payers.
- Use our solution yourself. Stop paying accountant's over $50 an hour. So EASY to USE.
- No "Color Cells to Match Transactions" (You're currently doing this. You won't coloring with our solution).
- One-Sheet for Aging Request for Payments
(Merge, Match and Clear over 100,000 transactions in less than 5 minutes!)
- Batch deposits displaying Bank Statements are not used anymore. Real-time Payments are displayed "by transaction".
- Make sure your Bank displaying "Daily FedNow and Real-time Payments" reporting for "Funds Sent and Received". (These banks have Great Reporting.)
Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours.
